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(Senior) Credit & Portfolio Analyst (M/F/D)

(Senior) Credit & Portfolio Analyst (M/F/D)


Varengold Bank AG is a German bank that was founded in 1995. With offices in London and Sofia, but at home in Hamburg, which is not only Germany’s 2nd largest city, but also one of the most livable places in the world. The core business areas are Marketplace Banking and Commercial Banking.

Especially in Marketplace Banking, Varengold Bank see tremendous growth potential, because too many people and companies still have no access to capital or even banking services. Varengold Bank consider it is their fundamental job as a bank to help change that. They believe that the best way to do so is by supporting peer-to-peer (P2P) credit platforms in growing their businesses. These FinTechs can provide funds more efficiently, more effectively and on a much greater scale than we could directly.

Join Varengold Bank and help it become THE bank for the marketplace lending industry and a preferred partner of FinTechs by being fast, technology-driven and solution-oriented.

For it growing team in Sofia Varengold Bank is looking for (Senior) Credit & Portfolio Analyst (m/f/d)


— In this role, you will quickly take on responsibility after a structured induction. In addition to independent risk monitoring of the existing portfolio, this includes the following tasks:
— Independent preparation of loan applications as well as presentation to the credit committee
— Conscientious analysis of loan tapes as well as collateral valuation for various asset classes
— Responsible execution of detailed cash flow and yield analysis
— Continuous development of analysis and valuation methods


— Completed bachelor’s degree in a relevant discipline of economics and at least three years of relevant professional experience in the above-mentioned field of activity
— Knowledge of the basic requirements for the credit business of banks according to the German Banking Act, MaRisk and CRR
— Excellent use of MS Excel for complex analytical tasks
— Very good knowledge of English, both written and spoken
— Ability to present complex issues in spoken and written form
— Analytical understanding and a high degree of self-organization


— A working environment that makes activity-based working possible, incl. hybrid working model with flexible use of mobile working. Full remote format is also possible.
— Flat hierarchies so that decisions can be implemented quickly and professionally.
— A corporate culture that promotes personal development and combines the energy and innovativeness of a FinTech with the business orientation of a bank.
— Competitive fixed and flexible compensation as well as numerous other benefits.
– Multisport card
– Food vouchers
– Shop Discounts card
– Transporation allowance

Horizons is a leading recruitment company specializing in expert and middle management positions with 18 years of experience in the Bulgarian market. Our team consists of business-oriented consultants with industrial specialization, a professional understanding of the business trends and a proactive approach toward recruiting and hiring through different methodologies and innovations.

Your personal information will be used only for the purpose of the recruitment process and will be treated with confidentiality and respect. Confidentiality is guaranteed and protected by law.
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